Questions

Frequently asked questions

Quick answers to common questions. If you don't see yours here, send us a message.

Is this a grant?

The incentive is typically structured as a forgivable loan. Final terms are set locally with participating partners.

Do I have to use a local bank?

Yes — the program is designed to run through participating local banks so the impact stays in the community.

Can I use this for an existing home or new construction?

The baseline model supports both. Existing homes and new construction may have different incentive levels.

How long do I have to stay in the home?

Incentives are forgiven over a set term (often multi-year). The exact term is confirmed during the application process.

I'm an employer/bank — how do we join?

Use the application form and select Employer or Bank. We'll follow up with participation details and next steps.

Modeled after a proven neighboring example

Ouachita Front Porch is modeled after Mississippi County's "Live Here, Work Here" approach — adapted for local partners and local needs.

Still have questions?