Quick check
Eligibility
Use this as a starting point. Final eligibility and program terms are confirmed through your participating employer and local bank.
Do you qualify?
You work in Ouachita County
Employed by a participating employer.
You plan to live in Ouachita County
Buying or building a primary residence locally.
You finance through a local bank
Loan originated with a participating local bank.
You can commit to the term
Incentive is forgiven over a set number of years.
Why this matters
Housing is a workforce constraint — and less than 21% of residents report being satisfied with their housing.
This program is built to reduce declined offers, long commutes, and retention challenges by making it easier for working people to live closer to work.